Physical Damage Deductibles
May 30, 2013 02:30 PM to All House Members
Circulated By
Representative Mike Tobash
R House District 125
Memo
In the near future, I plan to introduce legislation amending Title 75, Section 1792, by eliminating 1) mandatory deductibles for collision coverage in auto insurance policies, and 2) the requirement of a signed statement by a consumer when selecting a deductible under $500. This legislation will give consumers the option of selecting any deductible level they want, including a $0 deductible, and will reduce an administrative burden.
Due to the reforms contained in Act 6, consumers in PA are benefitting from a very competitive auto market with one exception – no consumer in PA can benefit from a $0 deductible. Unlike consumers in other states who are being offered auto coverage with vanishing deductibles, as you may have seen in television ads, consumers in PA are burdened with mandatory deductible requirements. I would like to change that by amending an outdated provision of law.
Please join me in cosponsoring this important piece of legislation.
Due to the reforms contained in Act 6, consumers in PA are benefitting from a very competitive auto market with one exception – no consumer in PA can benefit from a $0 deductible. Unlike consumers in other states who are being offered auto coverage with vanishing deductibles, as you may have seen in television ads, consumers in PA are burdened with mandatory deductible requirements. I would like to change that by amending an outdated provision of law.
Please join me in cosponsoring this important piece of legislation.
Legislation
Document - Introduced as HB 1480
Last updated on May 30, 2013 02:32 PM
Physical Damage Deductibles
May 30, 2013 02:30 PM to All House Members
Circulated By
TOBASH
Memo
In the near future, I plan to introduce legislation amending Title 75, Section 1792, by eliminating 1) mandatory deductibles for collision coverage in auto insurance policies, and 2) the requirement of a signed statement by a consumer when selecting a deductible under $500. This legislation will give consumers the option of selecting any deductible level they want, including a $0 deductible, and will reduce an administrative burden.
Due to the reforms contained in Act 6, consumers in PA are benefitting from a very competitive auto market with one exception – no consumer in PA can benefit from a $0 deductible. Unlike consumers in other states who are being offered auto coverage with vanishing deductibles, as you may have seen in television ads, consumers in PA are burdened with mandatory deductible requirements. I would like to change that by amending an outdated provision of law.
Please join me in cosponsoring this important piece of legislation.
Due to the reforms contained in Act 6, consumers in PA are benefitting from a very competitive auto market with one exception – no consumer in PA can benefit from a $0 deductible. Unlike consumers in other states who are being offered auto coverage with vanishing deductibles, as you may have seen in television ads, consumers in PA are burdened with mandatory deductible requirements. I would like to change that by amending an outdated provision of law.
Please join me in cosponsoring this important piece of legislation.
Document
Introduced as HB 1480
Last Updated
May 30, 2013 02:32 PM
Generated 04/18/2025 10:15 AM